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Testimonials

T. Graunke, CEO
My relationship with Todd dates back to 1993. He provided construction financing for a custom home we were building in Scottsdale. A few years later, we sought Todd’s advice regarding refinancing and a mortgage on our second home in Colorado. As an entrepreneur, I place a high value on knowledge and expertise and always seek an independent professional to represent me, especially on significant financial matters. As a CEO and active member of YPO, I’m in a position to refer other executives to Todd for mortgage advice. For more than 15 years, Todd has been able exceed all my expectations. I highly recommend him and his services if you want to save time, money and frustration.

D. Paige, MD

Todd Smith is an extraordinary individual and an extraordinary mortgage broker. With over 20 years of experience, Todd has not only been honored for his service, he has earned the National Association of Mortgage Broker’s highest level certification - CMC. Not only is he a gifted and highly respected professional, he is an individual of unparalleled integrity. Todd truly stands apart from the crowd. Our first transaction together was remarkable for the level of Todd’s attention, commitment and follow through. In every instance, Todd was quick to analyze our needs, thoughtful in his recommendations and highly professional in his oversight up to and beyond the “closing”. The response is always welcoming, enthusiastic, knowledgeable and without equal. Todd is unmatched in his commitment to excellence and his dedication to his clients. On a personal note, Todd is a sincere, considerate and gracious individual. His devotion to his family and his pride in his children permeates his every fiber. His integrity is unequalled and his professionalism is unparalleled. I can not recommend Todd Smith more sincerely or enthusiastically. He personifies the very best in the field.

S.Krell, CFO

I first met Todd in 1997 when my family and I relocated to Scottsdale. At the time, I was a finance executive of a publicly traded technology company after several years at Arthur Andersen in the Denver area. As a finance professional, I appreciated Todd’s enthusiasm, ability to get the best deal and commitment to the overall process and accuracy of the transaction. After obtaining a mortgage from Todd on our first home in AZ and a subsequent refinance, we upgraded to a larger home and once again sought Todd’s professional service and advice. Due in part to the negative impact that the Sub-Prime collapse over the past year and the mass exiting of mortgage brokers from the industry, my wife and I would only consider working with someone we knew and trust. We felt it was important to work with someone who was a mortgage expert with a proven track record. Todd was an obvious choice in that regard. With over 20 years in the industry and several industry accreditations/awards he makes it an easy decision to do business with him.

K. Gasser, DDS

I was introduced to Todd approximately 15 years ago by a trusted colleague and friend. We experienced a few challenges with our previous mortgage lender relating to mishandled paperwork and an inaccurate disclosure of the final rate/terms. As dentist specializing in implants and reconstruction, precision/accuracy are of the utmost importance to me. To make a painful process less painful for my patients is another one of my primary objectives. Todd seems to have recognized that these same philosophies can be beneficial when applied to the mortgage process. Over the years, he has continued to provide prompt and reliable financing solutions for me and my family. He has a vast knowledge and twenty years of experience procuring Jumbo loans for executive/professional clients who demand excellent service and competitive terms. Todd has since become a patient of mine and shared a contact management idea that improved our overall efficiency. He has also coached my son’s team on more than one occasion. Regardless of the situation, he demonstrates great enthusiasm, a competitive-spirit and a passion for meeting objectives.

M. Rukavina, CEO

I was introduced to Todd by a long-time business partner and friend about 10 years ago. As a high-tech entrepreneur, I was impressed by Todd's ongoing enthusiasm and tenacious approach to getting his customers the best mortgage deal available. Not only did he find me a competitive loan product and an ultra-low rate, Todd went out of his way to meet me at my convenience. When mortgage rates dipped to 40-year lows a few years ago, I was heavily involved in a major merger/acquisition. Despite this pre-occupation on my part, he took the deal as if it were his own and fought hard to get it closed -- making it easy for me, and making it hassle-free. When rates moved up sharply a year later, I was extremely grateful. As a business owner, I am very aware of the challenges associated with offering a competitive product/service and maintaining a timely/efficient delivery system. As an executive with a demanding schedule, it’s great to have someone I can trust to take care of personal financial matters like this. I consider myself a “client for life” and will continue to recommend Todd to other professionals seeking mortgage advice.

S. Krolls, Atty.

Todd Smith has been a good friend and trusted source of mortgage advice for several years. As an attorney specializing in medical malpractice cases, I hold myself and those I choose to do business with to a high standard of excellence. In addition to providing us with a competitive interest rate and "cost-effective" financing solution on the home we purchased a few years ago, Todd played an important role as an intermediary between us and the sellers. Since they are also good friends of ours, at times it was challenging to keep things win/win. Due in part to Todd's helpful nature and overall knowledge/experience, we resolved our issues and closed the deal in a timely manner. At a time like this when the mortgage industry is plagued with problems and facing numerous challenges, working with a highly-skilled "certified" lending professional is a crucial element of concern for anyone buying or refinancing. I will not hesitate to recommend Todd to my peers, family and friends.

R. Crago, President

I have known Todd for 20 years. He is the most knowledgeable and reliable mortgage consultant I have ever worked with. He has served my wife and me on 3 separate loan transactions and always displayed great integrity and honesty. He is a true professional and I know if we ever need mortgage advice again, he is the first person I will call.